Over the course of the last 20 years Andrew, and latterly Ceri, have worked hard to help me achieve my financial goals, and have done so very successfully. Supported by a really professional team at NOW, their service and support have been superb and I would recommend them to anyone.

Phil has been instrumental in getting me to think about where I want to be “post work years”. His approach really shines a light on key areas to focus on and he never pushes any products on you. I would highly recommend Phil and his team, especially if you want to get yourself organised and focused on what matters to you.

Phil has been advising and supporting me for many years now and well, I’m still with him and wouldn’t consider going anywhere else. I trust him implicitly, not only because he knows his financial onions without a doubt, but because he listens, takes time to understand individual needs and concerns and responds in a considered, thoughtful and thorough manner. Phil doesn’t just look at financial requirements and financial security, he takes time to fully understand the unique needs and desires of real people. That’s rare.