WHAT OUR CLIENTS SAY

Phil has been instrumental in ensuring the financial security of my elderly mother and I wouldn’t hesitate to recommend him to anyone. When making such important decisions it’s great to know there is someone you can trust 100% for advice.

Over the course of the last 20 years Andrew, and latterly Ceri, have worked hard to help me achieve my financial goals, and have done so very successfully. Supported by a really professional team at NOW, their service and support have been superb and I would recommend them to anyone.

Karen Coello is exceptional as an adviser and also is a very kind and trustworthy person. I felt completely confident in her skills, ability, knowledge and professionalism. Karen took all the stress out of the process of buying a home. She was very efficient and thorough, but at the same time very understanding and kind. I felt completely safe with her advice.She explained financial options to me very clearly I whole heartedly recommend Karen Coello. She took all the stress away from the process. She made the process a pleasure, which was wonderful and gave me excellent advice.

Andrew is always at the end of the phone nothing is too much trouble, he alleviates all my anxieties. He is trustworthy, friendly and the upmost professional. I do not hesitate to recommend him to my friends and family who are looking for a financial planner.

Phil has provided considered, realistic and friendly advice to us which made a real difference to our finances and retirement plans. In what can be, for many, a blinding confusion of options, possibilities and financial jargon, Phil has the great ability to make things clear and, vitally, to listen. Consequently, we are now in a position where we know exactly what our current situation is, how that feeds into our immediate and mid-term plans and what we have in store further into the future. We’re secure in the knowledge that any changes will be incorporated into our plans sensibly and efficiently.
As a result, Phil comes with my highest recommendation to anyone thinking about their financial future.

Phil has provided me with wonderful advice and support which enabled me to take early retirement. Our review meetings are everything you would expect and more, structured, focused, supportive and friendly. I certainly would not hesitate to recommend Phil and the team to anyone.

I was introduced to Karen, a mortgage adviser, who helped me secure a mortgage on my family home following my divorce. Karen was supportive and professional. We talked about my long term plans and the fact I would be selling my house once my daughter finished her A-levels. Once I sold my property, Karen introduced me to Adam a financial advisor, together they both helped me plan for my future.

Andrew Morgan has given us fantastic financial advice and for over twenty years. During this time has helped our portfolio grow giving us a real chance at financial independence. Over the years Andrew has not only given us sound realistic financial advice, he has also checked on our individual and family happiness. Helping us make the most of life, living in the here and now, while planning for the future.

*Past performance is not indicative of future performance.

Since starting to work with Phil almost a year ago, I have found him to be extremely knowledgeable, professional and courteous. He places great importance on understanding a client’s individual situation and advising accordingly on the best course of action, taking into account both financial and life goals.
He is proactive in making contact and suggesting solutions, and efficient in giving timely responses to queries. All this is delivered in a warm, friendly and understanding way.
It is a real pleasure to work with Phil and I would not hesitate to recommend him to others. Thank you Phil!

Ceri has been central to helping us build a clear financial plan for our family. She has given us clarity, security and achievable goals – we now have a vision for our financial future. Ceri makes financial thinking straightforward (and fun)! It’s such a relief to know that she has a central view on our family’s financial position and can help us make decisions to ensure our security.

Phil has been instrumental in getting me to think about where I want to be “post work years”. His approach really shines a light on key areas to focus on and he never pushes any products on you. I would highly recommend Phil and his team, especially if you want to get yourself organised and focused on what matters to you.

Phil has been advising and supporting me for many years now and well, I’m still with him and wouldn’t consider going anywhere else. I trust him implicitly, not only because he knows his financial onions without a doubt, but because he listens, takes time to understand individual needs and concerns and responds in a considered, thoughtful and thorough manner. Phil doesn’t just look at financial requirements and financial security, he takes time to fully understand the unique needs and desires of real people. That’s rare.

Phil’s advice has been sound and reassuring. He explained clearly in Laymans terms our finances and how they are performing. Overall service has been excellent and I would not hesitate to recommend him and his team to anyone.

Before working with Phil and the team at NOW my financial planning strategy had been largely based around a hope that the decisions I was taking would deliver the desired results. Now I have near certainty that all of life’s big events are fully achievable and that the plans we put in place just a few years ago will deliver on the goals I set back then.

Phil is amazing at what he does, very professional and friendly but explains financial procedures in clear, easy-to-understand details. I have annual reviews to consider what might have changed and how to get the best from my investment. He always considers client requirements/location/busy diaries and works around you. He is always happy to bend over backwards to provide the highest level of client service, I would highly recommend Phil, Now Financial and the St. James’s Place investment programme.

Chris has been a great support in helping me understand how to set my life goals alongside my financial objectives.
I have always found his advice to be very thorough and he has a great approach at simplifying the subject
to a novice. In our reviews and communication he is approachable and has a great skill at listening then incorporating that into future plans.

You put your life and future in the hands of a financial advisor and consequently a high degree of trust is placed in them. Having been Phil‘s client for many years now I can honestly say he is a safe pair of hands. His advice and knowledge has certainly helped us achieve our financial goals. His calm and personable manner make our meetings a pleasure, even when dealing with complex financial matters. I would recommend Phil to anyone wanting a secure financial future.

Phil is a very proactive financial planner. He communicates clearly and makes sure I always understand what actions we are taking and why – but even more to the point everything is based around my future goals. I always know where I stand financially and what I need to be doing to meet those goals. At the same time, things are flexible and when life situations change, it’s never a problem to adjust accordingly. I’d highly recommend Phil if you are looking for financial planning.

I wanted to plan for my family’s long term financial future and was recommended Adam by a close friend. He instantly made us feel valued, fully supported, and offered advice which best suited our finances and situation. I cannot rate him, or the service, highly enough and look forward to his ongoing support.

We were initially anxious about which product to choose but following the advice of our advisor we selected a Care Annuity for Mum. The process took almost a year to conclude, due to the pandemic but the level of patience from our advisor was much appreciated. We would recommend their services without hesitation. We trusted the advice given and everything was clearly explained.

There are two areas of importance to ourselves, first our funds grow above inflation and second we can plan ahead for our future retirement with confidence. NOW Financial Planning has achieved on both counts and we are more comfortable and relaxed than at any time in our lives!

*Past performance is not indicative of future performance.

Phil Oats is an exceptional financial planner. I have recommended him to several friends, all of whom are delighted with the service he offers. What makes Phil stand out is his genuine interest in his clients as people and his ability to listen and understand them well. Phil’s communication and approach to his work is clear, straightforward and jargon-free. If, like many people, you feel a bit intimidated by finances, pensions and investments, I warmly recommend him.

My experience with NOW has been excellent and I would not hesitate to recommend.
We used NOW when buying our first house and when recently moving – we were beginners but Karen explained everything clearly including the step-by-step to buying a house which really set our minds at ease, explaining the different mortgage and protection options, helping us make an educated decision that was right for us.
When I became self-employed I needed to take care of my pension myself and was delighted to have Adam to guide me through it. Pensions can seem intimidating but he explains everything so well and there is no such thing as a stupid question!