Life Focused Financial Planning is about living life on your own terms

Design your future

The life you want begins with three questions

  • What do you want?
  • When do you want it?
  • How do you make it happen?

Our coffee or yours?

Why not get in touch to discuss your requirements? We understand that life is busy, that’s why we’re happy to meet in person or virtually.

Let’s start to plan your future together.


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My experience with NOW has been excellent and I would not hesitate to recommend.
We used NOW when buying our first house and when recently moving – we were beginners but Karen explained everything clearly including the step-by-step to buying a house which really set our minds at ease, explaining the different mortgage and protection options, helping us make an educated decision that was right for us.
When I became self-employed I needed to take care of my pension myself and was delighted to have Adam to guide me through it. Pensions can seem intimidating but he explains everything so well and there is no such thing as a stupid question!

Matthew Ashford (Crewe)

Phil has provided considered, realistic and friendly advice to us which made a real difference to our finances and retirement plans. In what can be, for many, a blinding confusion of options, possibilities and financial jargon, Phil has the great ability to make things clear and, vitally, to listen. Consequently, we are now in a position where we know exactly what our current situation is, how that feeds into our immediate and mid-term plans and what we have in store further into the future. We’re secure in the knowledge that any changes will be incorporated into our plans sensibly and efficiently.
As a result, Phil comes with my highest recommendation to anyone thinking about their financial future.

Robert Martin (Salford)

We were initially anxious about which product to choose but following the advice of our advisor we selected a Care Annuity for Mum. The process took almost a year to conclude, due to the pandemic but the level of patience from our advisor was much appreciated. We would recommend their services without hesitation. We trusted the advice given and everything was clearly explained.

Alison Dickinson (Stockport)