Life Focused Financial Planning is about living life on your own terms

Design your future

The life you want begins with three questions

  • What do you want?
  • When do you want it?
  • How do you make it happen?

Our coffee or yours?

Why not get in touch to discuss your requirements? We understand that life is busy, that’s why we’re happy to meet in person or virtually.

Let’s start to plan your future together.


The Partner together with St. James’s Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Partner’s Privacy Policy or the St. James’s Place Privacy Policy



Karen Coello is exceptional as an adviser and also is a very kind and trustworthy person. I felt completely confident in her skills, ability, knowledge and professionalism. Karen took all the stress out of the process of buying a home. She was very efficient and thorough, but at the same time very understanding and kind. I felt completely safe with her advice.She explained financial options to me very clearly I whole heartedly recommend Karen Coello. She took all the stress away from the process. She made the process a pleasure, which was wonderful and gave me excellent advice.

Marie-Claire Hancock (London)

Phil has provided considered, realistic and friendly advice to us which made a real difference to our finances and retirement plans. In what can be, for many, a blinding confusion of options, possibilities and financial jargon, Phil has the great ability to make things clear and, vitally, to listen. Consequently, we are now in a position where we know exactly what our current situation is, how that feeds into our immediate and mid-term plans and what we have in store further into the future. We’re secure in the knowledge that any changes will be incorporated into our plans sensibly and efficiently.
As a result, Phil comes with my highest recommendation to anyone thinking about their financial future.

Robert Martin (Salford)

My experience with NOW has been excellent and I would not hesitate to recommend.
We used NOW when buying our first house and when recently moving – we were beginners but Karen explained everything clearly including the step-by-step to buying a house which really set our minds at ease, explaining the different mortgage and protection options, helping us make an educated decision that was right for us.
When I became self-employed I needed to take care of my pension myself and was delighted to have Adam to guide me through it. Pensions can seem intimidating but he explains everything so well and there is no such thing as a stupid question!

Matthew Ashford (Crewe)