Life Focused Financial Planning is about living life on your own terms

Design your future

The life you want begins with three questions

  • What do you want?
  • When do you want it?
  • How do you make it happen?

Our coffee or yours?

Why not get in touch to discuss your requirements? We understand that life is busy, that’s why we’re happy to meet in person or virtually.

Let’s start to plan your future together.


The Partner together with St. James’s Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Partner’s Privacy Policy or the St. James’s Place Privacy Policy



Phil Oats is an exceptional financial planner. I have recommended him to several friends, all of whom are delighted with the service he offers. What makes Phil stand out is his genuine interest in his clients as people and his ability to listen and understand them well. Phil’s communication and approach to his work is clear, straightforward and jargon-free. If, like many people, you feel a bit intimidated by finances, pensions and investments, I warmly recommend him.

Jane Cordell (Social Enterprise Director)

There are two areas of importance to ourselves, first our funds grow above inflation and second we can plan ahead for our future retirement with confidence. NOW Financial Planning has achieved on both counts and we are more comfortable and relaxed than at any time in our lives!

*Past performance is not indicative of future performance.

William Vernon (Hale)

Ceri has been central to helping us build a clear financial plan for our family. She has given us clarity, security and achievable goals – we now have a vision for our financial future. Ceri makes financial thinking straightforward (and fun)! It’s such a relief to know that she has a central view on our family’s financial position and can help us make decisions to ensure our security.

Non Wood (Company Director)